What does it cost to live in Canada?

See what living in Canada typically includes, from housing and groceries to transit and the phone bill, and how far your pay goes.

Your total annual income before taxCAD

Province or territory

Monthly income

Gross income: $6,250
Income tax: −$1,059
CPP and EI: −$447
Net income: $4,744

Federal and Ontario tax for 2026, on employment income, with the basic credits.

Typical monthly living costs

Rent: $1,875
Food: $585
Transportation: $529
Water, heat and electricity: $156
Phone and internet: $203
Household services: $127
Furniture and appliances: $162
Clothing: $122
Health, dental and eye care: $172
Personal care: $93
Recreation: $240
Other: $275
Total: $4,539

Costs other than housing are Statistics Canada averages for a person living alone. The survey is from 2023, and its figures are raised by inflation to August 2026 prices.

Remaining each month

$ 205 CADNet income less typical living costs.